Money saving tip from me to you

Last week a little bit of financial advice was circulating our world of the interwebs (it was both in the Of a Kind newsletter and on Cup of Jo’s weekly roundup.) The simple five-minute tip got me thinking about my finances and if there were any little tricks that I try to live by that you might like to try out.

The first one that came to my mind was one that I learned from a one time customer who I met while working at Artists & Flea’s my first year in New York. What a customer said to me when I told her the total of her purchase (which was over $100) was that she needed to wait and come back. When a friend she was with asked her why the woman replied,  “If I’m going to buy something and it costs more than $100, I wait 24 hours before buying it.”

UM, THAT IS SUCH A GOOD IDEA. Often times, I feel like what I spend the biggest chunk of my paycheck is on impulse purchases. Whether they’re shoes, coats, cameras, or even just unneeded grocery splurges, this little trick steams the flow of these buys is the halt of waiting a full 24 hours before taking the plunge. This doesn’t mean that I don’t by things that I love, what it means is I put serious thought before forking over any triple-digit $$$. Even though it’s hard sometimes (aka it’s on sale and there’s only one left) it’s been a good, solid rule to follow.

What do you think, Hart Beat? Do you have any finance tips that you can share with a twentysomething lady living in Brooklyn?

P.S. This is what I’m waiting 24 hours right now to buy.  ? ? ? ?

Top photo via Style Inspiration.